Boat Financing in Illinois and Missouri

Cope Marine is known for providing high-quality, economical marine solutions since 1964. We are active water sports enthusiasts, and nothing brings us greater enjoyment than helping our customers find the same kind of excitement through our unique boating and water sports products. We are happy to have this opportunity to assist you in solidifying a finance plan that allows you to hit the water as soon as possible!

 It's not unusual for customers to finance their new watercraft - as 70% of people who purchase a boat do so through a loan. Securing a loan might be easier than you think. With a small down payment and approved credit score, we can get you out on your new boat within hours!

  

Full-Service Finance Department

 Cope Marine, Inc. has a full-service finance department with over 25 years of financing experience. We work with national and local lenders to help you get the loan you need at the best rate possible. Cope Marine will also appraise your boat!

Other dealers may just send you to one of their banking or financial service partners, but we are here to assist you throughout the entire process.
 

Q & A

What Credit Score Do You Need for A Boat Loan?

Credit ratings from 700 plus are most frequently sought after by lenders. 
 

How Much Do You Need to Put Down on a Boat?

 A standard down payment is 10% however this might vary based on boat age, loan amount, loan length, and credit histroy. 
 

How Long Can You Finance for?

 Depdning on financing, you could obtain a loan for up to 20 years. 

If you finance a boat for over $25,000, you could get a 15 loan. 20 year loans are available in amounts over $50,000.

Arranging Your Financing Through Cope Marine

 Cope Marine is the hand that ensures a hassle-free purchase when you are purchasing a new or used boat. The knowledge and experience of our personnel are readily available to help with the complete transaction, from vessel registration, titling, and closing of the loan.

 Advantages of financing your boat through Cope Marine:

- We have long-standing relationships with several national marine lenders.

- We offer extended warranty options to help protect your investment.

Apply Today!

 We are here to make the process of purchasing your dream boat as simple as possible. To get a quote, apply now. Our staff will contact you about our available boat financing options!